Tips, That Can Help You Buy a Home

  1. Understanding Your Budget (Before a Mortgage)

    Paying rent or simply trying to understand and figure out your bottom line monthly can increase the awareness for when it comes time to incorporate the mortgage payment into your monthly budget!

  2. Monthly Subscription Services & Dues

    Limiting & budgeting your monthly subscriptions can signifcantly help when it comes time for your mortgage monthly breakdown. These payoffs can also impact your credit score as well. 

  3. Build a Solid Credit History

    One of the first things a lender will look at is your credit history. Lenders prefer borrowers who have a history of paying off credits cards and other debts on time which indicates you are able to pay your mortgage in a fashionable timeframe. 

  4. Check Your Credit

    Your credit score can have a significant impact on your ability when considering to purchase a property. Keeping up with your credit, and fine tuning & monitoring, will help signifincantly during the pre-approval process. 

  5. Avoid Large Purchases

    Taking on large amounts of debt can hinder your pre-approval process. Your debt to income ratio is an important factor that lenders and banks will take into consideration when going through the pre-approval process. Putting that car or boat on hold until you're settled into your new home may be the best idea. 

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