Buying a home in Massachusetts just got a little more buyer-friendly — and a little more complex. As of late 2025, a new state law bans sellers and agents from conditioning an offer on waiving a home inspection.
That means buyers can no longer be pressured to skip a key step just to compete in a multiple-offer scenario. Every buyer must be given the “Mandatory Home Inspection Disclosure” form, confirming their right to inspect the property with a licensed inspector.
What this means for you:
You have the right to a full inspection — no exceptions.
Sellers must allow access for your licensed inspector within a reasonable timeframe.
If you discover issues, you can negotiate repairs, credits, or even withdraw your offer depending on the agreement.
At The Movement Group, we always say: inspect to understand, not to nitpick. The goal isn’t to find a “perfect home,” but to know exactly what you’re buying.
Pro Tip: Schedule a reputable local inspector early — and be present. Ask about roofs, foundations, plumbing, and electrical systems.
✅ If you’re buying in 2026, let us walk you through the new process so you can move confidently from accepted offer to smooth closing.
The process may look familiar — but 2026 buyers face a very different landscape than just a few years ago.
Step 1: Get pre-approved — not pre-qualified.
Lenders now scrutinize income stability, debt ratios, and reserves more closely than they did during the pandemic boom.
Step 2: Partner with a local agent early.
Algorithms don’t negotiate — experts do. Your agent helps uncover off-market listings, analyze comps, and navigate new inspection laws.
Step 3: Be financially strategic.
At 6–7 % interest rates, understanding monthly payments and down-payment options (FHA, VA, conventional) is critical.
Step 4: Inspect, negotiate, close.
Home inspections are again non-negotiable, and repair discussions are back in play.
Buying in 2026 is about being prepared, protected, and patient.
✅ Ready to start your search? The Movement Group guides buyers from pre-approval to keys in hand — seamlessly.
Affordability isn’t just about price — it’s about payment.
At a 6.5 % mortgage rate, every $100,000 borrowed adds roughly $633/month in principal and interest. So a $600,000 home could mean about $3,800/month before taxes and insurance.
Tips for 2026 Buyers:
Know your comfort number — not just your approval limit.
Ask your lender for a breakdown with insurance, HOA, and taxes included.
Explore rate-buy-downs or seller credits to reduce monthly costs.
As prices stabilize but rates stay elevated, it’s all about strategy — not luck.
✅ We’ll help you compare scenarios side-by-side so you buy with clarity, not anxiety.
A 60-page inspection report can be intimidating — but don’t panic.
Inspectors note everything, from a missing outlet cover to a 25-year-old roof. The key is separating maintenance itemsfrom major concerns.
Focus on:
Structure (foundation, framing)
Roof age and condition
Heating, plumbing, and electrical systems
Water penetration or safety hazards
Ignore:
Sticky doors, cracked paint, or slow drains (routine maintenance)
Your agent should review the report with you and prioritize what’s worth negotiating.
✅ At The Movement Group, we teach buyers how to turn inspection data into negotiation power — not panic.